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Shopping for and maintaining a recreational vehicle

Published on February 20, 2022


Thinking about buying a fifth wheel, a motorhome or a trailer? Bear in mind that you’ll need adequate recreational vehicle insurance. You should also know that you’ll need to take certain precautions at the time of purchase and in the years to come. To avoid any damage and know how to deal with latent and manufacturing defects, follow L’Unique General Insurance’s tips. Enjoy your next vacation with full peace of mind.

Before buying

Have the RV you’re eyeing inspected by experts in the field. This is especially true if it’s used. Ask the inspector to give you a written report on the vehicle and keep it for your records. Since water seepage is quite common, make sure the expert pays particular attention to the joints and sealants. They can be damaged by exposure to sunlight or freezing temperatures, even if it’s parked in the dealer’s lot. If you’re buying directly from an individual, ask about previous claims or breakdowns. Ask for any invoices and photos of repairs.

The RDPRM: Don't be stuck paying someone else's debts!

If you buy a used recreational vehicle, check with the Register of Personal and Movable Reals Rights (RDPRM). The information in the RDPRM will indicate whether the RV has been used as collateral or has an outstanding debt. If the RV has an outstanding debt, you’ll become liable for that debt if you don’t do your due diligence. This one simple check could save you a lot of grief.

Preventive maintenance lets you travel worry free

Have your RV inspected at least twice a year in the spring and fall. By checking the joints and sealants, you’ll be able to detect and correct any deterioration before it gets any worse.

Also be sure to read the manufacturer’s maintenance guide and follow the recommendations to a tee. If you fail to do so, some of your warranties may not be valid in the event of breakdowns.

Latent or manufacturing defects? Defend your rights!

You followed the vehicle manufacturer's recommendations. You’ve done all the necessary checks. Despite all your best efforts, you notice a manufacturing or latent defect. What can you do? The first thing you should do is notify the seller promptly, and in writing. Then consult a lawyer to know your rights and possible recourses and take the appropriate measures. You should know that you’re entitled to free Legal Access assistance with your recreational vehicle insurance, which will make your life so much easier in the event of a problem.

Your insurance broker is there to help you prevent losses. Feel free to contact him or her!