It’s not always easy to make the right choice when it comes to insurance and the prevention of losses! To help you out, the team at L'Unique General Insurance brings you every month useful information and tips on various topics revolving around insurance.
We hope you enjoy reading them, and remember that your insurance broker is there to help you prevent losses.
- Leisure Vehicle
Hit-and-run accidents: 8 questions
Published on March 20, 2019
Is it possible you committed a hit-and-run without knowing it? What are the consequences of this moving violation? What should you do and what does auto insurance cover if you are a victim of a hit-and-run? Test your knowledge!
Right turns on red: Test your knowledge
Published on May 16, 2018
Do you think you know all there is to know about making right turns at red lights? Even though this is now a regular practice of drivers in Quebec, several rules must be kept in mind for safety. The L’Unique General Insurance team has prepared a little quiz so that you can test your knowledge and refresh your memory.
Auto insurance renewal: 8 questions to ask yourself
Published on April 18, 2018
Did you know that you should take the time to update your information, make sure that the coverage is still tailored to your needs and the premium is right, before each auto insurance renewal?
Drive safe: Clear the snow off your car
Published on February 7, 2018
Not enough time. Too cold. Not worthwhile. We come up with countless excuses not to clear the snow off our cars! But driving a car covered in snow is not only dangerous, it could prove quite costly, too!
4 facts about car sharing
Published on September 6, 2017
Car sharing, the automobile branch of the sharing economy, has experienced tremendous growth over the last few years. Are you thinking of sharing your vehicle?
Cell phones behind the wheel: Don’t take unnecessary risks!
Published on May 17, 2017
Do you ever use your cell phone while you’re driving? Whether it’s to read your emails, send a text message or talk on the phone, you’re not only taking unnecessary risks, but there are serious repercussions if you use your cell phone while driving.
Preventing the theft of your vehicle and its contents
Published on June 13, 2016
Did you know 30 seconds is all it takes for an experienced thief to steal your car? Here’s how you can avoid it and what to do in the event of theft.
Potholes: tips to keep you sane
Published on April 15, 2015
Freezing temperatures, thawing period, a lot of traffic...Quebec roads don't have it easy! Just look at the condition of the roads when spring arrives and it's plain to see: potholes multiply! L'Unique General Insurance would like to give you a few tips for a smoother ride this spring.
4 things you need to know about latent defects
Published on February 20, 2019
Many home buyers get nightmares from thinking about the possibility of discovering a latent defect in their new home. But did you know that being well-informed on the matter and by taking certain precautions, you could reduce the chances of making such a frightening discovery, all the while being better prepared to face it?
5 facts about earthquakes and insurance
Published on January 23, 2019
Even though most earthquakes in Quebec don’t cause any property damage, we can still experience significant aftershocks. Would you know what to do in this type of situation? Do you know which types of damage would be covered by your insurance?
Holiday purchases: 3 tricks to reduce the risk of theft
Published on December 19, 2018
For most people, the holidays are all about sharing. For others, it’s the perfect time to go on a stealing spree. Luckily, you can reduce the chances of having this magical time of year ruined by a malicious act!
Temporary car shelters: 6 damage prevention tips
Published on November 21, 2018
Did you know that poorly installed or maintained car shelters are more likely to become damaged and to cause damage to your property and that of your neighbours? Find out how to reduce the risks!
4 tips for a safe Halloween
Published on October 24, 2018
Like it or not, there’s just no avoiding Halloween at the end of October. Every year you can expect to see spooky decorations and kids in costumes running around the neighborhood in search of goodies. All factors that increase the risk of accidents and auto or home insurance claims... We would like to share a few tips to ensure a safe Halloween!
6 precautionary measures to reduce the risks of smoking-related fires
Published on September 19, 2018
Did you know that 20% of fires in Quebec homes in 2015 were caused by smoking products? Since smoking is one of the main causes of fires in the province, you have to be extra careful if you or someone living with you smokes.
6 ways to reduce your home insurance costs
Published on August 15, 2018
Are you wondering whether you’re paying the right price to insure your home? Whether you’re a tenant or a house or condo owner, it is possible to have good coverage at a great price, so you’re spared any hassles and headaches and potentially high costs following a fire, theft or water damage.
Food safety in a power outage
Published on July 18, 2018
Even though power outages lasting several hours are rare in Quebec, they still can happen. What do you do to keep refrigerated and frozen food safe in a power outage? Does your home insurance offer reimbursement for spoiled food?
7 propane safety tips
Published on June 20, 2018
For many of us, the scent of propane sparks memories of one of the joys of summer. Although this combustible material is widely used, improper use or storage, or careless transportation, can result in carbon monoxide poisoning, injury or property damage. You can reduce the risks!
Reduce risks: Thoroughly clear the snow off your property
Published on January 7, 2018
Our winters provide their share of fun and inconveniences. Here are a few tips to reduce the risk of damage caused by the accumulation of snow and ice on and around your residence.
Celebrate the Holidays Safely
Published on December 7, 2017
When the holiday season is upon us, many are brightening their home with lights and decorations to recreate the magic of Christmas. In case you don’t already know it, your holiday decorations can increase your risk of fire. Here are a few tips on how to enjoy the holidays safely.
Wood heating: What you need to know
Published on November 7, 2017
Do you have a wood heating unit or thinking of having one installed? Here’s some information related to the purchase, use and maintenance of a wood heating unit and how it'll impact your home insurance.
Is your pet covered?
Published on August 3, 2017
Even if you consider your loyal companion a member of your family, it's nonetheless an animal and can be unpredictable. If your pet causes damage or bodily injury to a third party, are you covered by your insurance?
Three easy ways to safeguard against bicycle theft
Published on July 6, 2017
Bike thefts occur far too frequently. But there are simple methods to prevent bike thefts. Here are three tips to help you outsmart the would-be thieves.
7 BBQ safety tips to prevent fires
Published on June 1, 2017
Barbecuing is a great summertime tradition! We all enjoy the thrill of the grill, but there are some risks involved. Here are a few safety tips to prevent your cookout from going up in smoke!
Spring maintenance: 11 tips for reducing risks!
Published on April 26, 2017
Springtime means the return of birds and greenery. For homeowners, it’s also time for spring cleaning, inside as well as outside. Here are 11 things that you should check to reduce the risk of preventable damage to your property.
Fire prevention: Beware of potting soil!
Published on June 2, 2016
Did you know that the potting soil generally contains peat moss, wood chips, polystyrene or vermiculite, all of which can ignite easily? Potting soil is responsible for a number of home insurance claims every summer. Get informed to prevent your pots of pretty flowers from being a fire hazard.
Renovating your home? There's a few things you need to know!
Published on September 11, 2015
When you start major renovations, you are often overwhelmed with many questions and decisions. Here is some advice to help you make the right choices.
Water damage: Check the pipes in your household appliances!
Published on March 18, 2015
Water damage is responsible for the majority of home insurance losses in this country. Plumbing pipes inside your home are among the main culprits. Here are a few things for you to keep an eye on to help you stay dry.
What you need to know about trailer and motorhome insurance
Published on March 21, 2018
Do you own a recreational vehicle, or have you always dreamed of owning one? Before you can really enjoy a sense of freedom on a summer road trip or a drive into the great outdoors, it’s important to make sure you have the right insurance coverage for your trailer or motorhome. Read on for a quick rundown of what you need to know.
Storage credit for your seasonal vehicles: 5 questions
Published on October 5, 2017
Are you among the many people who store a vehicle during winter? To get a better understanding of how storage credit for seasonal vehicles works, we have put together answers to the most frequently asked questions on this subject!
6 tips to kick off the motorcycle season on the right foot
Published on February 20, 2017
When spring is just around the corner, motorcycle drivers are already dreaming of taking to the road on their bikes! But to get the season off on the right foot, it’s important to keep the following safety tips in mind. Time to do a few laps around the track with us!
Recreational vehicles: Shop smart and do the maintenance!
Published on July 6, 2015
Are you planning to buy a trailer, a fifth-wheel or a motorhome? You need to take some precautions, and not only when you make your purchase, but in the years to come.