Prevention tips


It’s not always easy to make the right choice when it comes to insurance and the prevention of losses! To help you out, the team at L'Unique General Insurance brings you every month useful information and tips on various topics revolving around insurance.

We hope you enjoy reading them, and remember that your insurance broker is there to help you prevent losses.

Home June 13, 2022 • 2 min

Protect your home from break ins

Summertime should be fun, not spent worrying about being burglarized! Here are 6 tips to protect your home from break-ins during the summer.


Home May 3, 2022 • 2 min

Is your pet covered?

Even if you consider your loyal companion a member of your family, it's nonetheless an animal and can be unpredictable. If your pet causes damage or bodily injury to a third party, are you covered by your insurance?


Home April 26, 2022 • 3 min

7 propane safety tips

For many of us, the scent of propane sparks memories of one of the joys of summer. Although this combustible material is widely used, improper use or storage, or careless transportation, can result in carbon monoxide poisoning, injury or property damage. You can reduce the risks!


Home April 14, 2022 • 3 min

Preparing for floods

Based on what we’ve experienced over the last several years, few Quebec residents are spared from flooding risks. In fact, several areas that were never considered susceptible to this type of disaster were hit by floods. Follow our tips so that you're ready to face rising flood waters and minimize the damage that can be caused to your home.


Home March 21, 2022 • 3 min

Spring Thaw: 4 Problem Areas at Home

Each spring, the warming temperatures can lead to water seepage. Keep an eye on these 4 spots in your home to identify seepage and even prevent it!


Home January 26, 2022 • 3 min

Condo insurance: How does Bill 141 impact you?

There were a number of changes made to the Civil Code of Québec since Bill 141 came into effect in December 2018. These changes have an impact on condo insurance and on condominium syndicate’s insurance as well.


Home November 25, 2021 • 3 min

How to prevent damage to your temporary car shelter

Did you know that poorly installed or maintained car shelters are more likely to become damaged and to cause damage to your property and that of your neighbours? Find out how to reduce the risks!


Home November 19, 2021 • 3 min

Holiday season: Reduce the risk of theft

For most people, the holidays are all about sharing. For others, it’s the perfect time to go on a stealing spree. Luckily, you can reduce the chances of having this magical time of year ruined by a malicious act!


Home July 19, 2021 • 5 min

3 tips to help you safely enjoy your outdoor fireplace

Are you spending more time at home or the cottage this summer? Follow our tips so that you can safely enjoy evenings around your fireplace!


Home February 10, 2021 • 2 min

Take care of your pool during winter as well!

Do you forget about your pool in the winter? Don’t, if you want it to be in good condition next summer! Check out how to take care of it until then.


Home October 23, 2019 • 1 min

Snowbirds: Don’t take off without protecting your property

The cold inspires many people to head South during the winter. Are you among them? Don’t take off without taking a few precautionary measures when it comes to your home and auto insurance coverage.


Home September 11, 2019 • 3 min

Do students need home insurance?

There are many tenants, especially students, who believe they don’t need home insurance. But it can actually spare them from many headaches!


Home July 26, 2019 • 3 min

Swimming pools and hot tubs: 3 best practices to adopt for your safety

Own a swimming pool or hot tub? By following our prevention and maintenance tips, you can safely enjoy your unit for years to come.


Home June 19, 2019 • 2 min

6 tips to adequately cover your cottage

Renowned haven of peace, the cottage is synonymous with getting away and relaxing. But do you know what to do to adequately protect your little piece of paradise?


Home February 20, 2019 • 3 min

4 things you need to know about latent defects

Many home buyers get nightmares from thinking about the possibility of discovering a latent defect in their new home. But did you know that being well-informed on the matter and by taking certain precautions, you could reduce the chances of making such a frightening discovery, all the while being better prepared to face it?


Home January 23, 2019 • 2 min

5 facts about earthquakes and insurance

Even though most earthquakes in Quebec don’t cause any property damage, we can still experience significant aftershocks. Would you know what to do in this type of situation? Do you know which types of damage would be covered by your insurance?


Home October 24, 2018 • 2 min

4 tips for a safe Halloween

Like it or not, there’s just no avoiding Halloween at the end of October. Every year you can expect to see spooky decorations and kids in costumes running around the neighborhood in search of goodies. All factors that increase the risk of accidents and auto or home insurance claims... We would like to share a few tips to ensure a safe Halloween!


Home September 19, 2018 • 1 min

6 precautionary measures to reduce the risks of smoking-related fires

Did you know that 20% of fires in Quebec homes in 2015 were caused by smoking products? Since smoking is one of the main causes of fires in the province, you have to be extra careful if you or someone living with you smokes.


Home August 15, 2018 • 1 min

6 ways to reduce your home insurance costs

Are you wondering whether you’re paying the right price to insure your home? Whether you’re a tenant or a house or condo owner, it is possible to have good coverage at a great price, so you’re spared any hassles and headaches and potentially high costs following a fire, theft or water damage.


Home July 18, 2018 • 2 min

Food safety in a power outage

Even though power outages lasting several hours are rare in Quebec, they still can happen. What do you do to keep refrigerated and frozen food safe in a power outage? Does your home insurance offer reimbursement for spoiled food?


Home January 7, 2018 • 2 min

Reduce risks: Thoroughly clear the snow off your property

Our winters provide their share of fun and inconveniences. Here are a few tips to reduce the risk of damage caused by the accumulation of snow and ice on and around your residence.


Home December 7, 2017 • 1 min

Celebrate the Holidays Safely

When the holiday season is upon us, many are brightening their home with lights and decorations to recreate the magic of Christmas. In case you don’t already know it, your holiday decorations can increase your risk of fire. Here are a few tips on how to enjoy the holidays safely.


Home November 7, 2017 • 2 min

Wood heating: What you need to know

Do you have a wood heating unit or thinking of having one installed? Here’s some information related to the purchase, use and maintenance of a wood heating unit and how it'll impact your home insurance.


Home July 6, 2017 • 1 min

Three easy ways to safeguard against bicycle theft

Bike thefts occur far too frequently. But there are simple methods to prevent bike thefts. Here are three tips to help you outsmart the would-be thieves.


Home June 1st, 2017 • 1 min

7 BBQ safety tips to prevent fires

Barbecuing is a great summertime tradition! We all enjoy the thrill of the grill, but there are some risks involved. Here are a few safety tips to prevent your cookout from going up in smoke!


Home April 26, 2017 • 1 min

Spring maintenance: 11 tips for reducing risks!

Springtime means the return of birds and greenery. For homeowners, it’s also time for spring cleaning, inside as well as outside. Here are 11 things that you should check to reduce the risk of preventable damage to your property.


Home June 2, 2016 • 1 min

Fire prevention: Beware of potting soil!

Did you know that the potting soil generally contains peat moss, wood chips, polystyrene or vermiculite, all of which can ignite easily? Potting soil is responsible for a number of home insurance claims every summer. Get informed to prevent your pots of pretty flowers from being a fire hazard.


Home September 11, 2015 • 1 min

Renovating your home? There's a few things you need to know!

When you start major renovations, you are often overwhelmed with many questions and decisions. Here is some advice to help you make the right choices.


Home March 18, 2015 • 2 min

Water damage: Check the pipes in your household appliances!

Water damage is responsible for the majority of home insurance losses in this country. Plumbing pipes inside your home are among the main culprits. Here are a few things for you to keep an eye on to help you stay dry.